Mortgage calculator

Choose a bank and see your monthly payment. Compare all current offers for the same amount.

Estimate based on equal monthly payments (annuity), in lei at the NBM exchange rate of lei/€. The APR is calculated for the selected amount and term, including the fees and insurance of each offer. The debt-to-income ratio follows the NBM responsible lending rules: total monthly payments of no more than 40% of net income (55% if income is at least twice the average salary in the economy, 17,400 lei; 30% if income is in a currency other than that of the loan). Prima Casă loans are not subject to this limit. Offers verified on 14.11.2026. On 5 November 2026, the NBM raised the base rate to 11%. Variable interest rates are usually recalculated on 1 January and 1 July, so they may increase. The final terms (interest, fees, insurance) are set by the bank after reviewing the application.